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Q: What are the perils against which my vehicle is covered?

Accidental (external means), Fire, Riot and Strike, Terrorism, Atmospheric Disturbance, Earthquake, Theft/Snatch, and Third Party Liability.

Q: What is Third Party Liability?

Third-Party Liability coverage is part of your Basic Auto plan and covers you for accident claim made by third parties for loss or damage to their vehicle or property.

Q: Are other than factory fitted accessories covered in my vehicle insurance policy?

No. You have to contact our underwriting department for the coverage and additional premium of accessories other than factory fitted.

Q: Can I get immediate cover?

Yes, provided your policy type is without trakker. However, if your policy type is with trakker, then insurance cover starts after installation of trakker device.

Q: Will you insure my car if it has modifications?

Any modifications that improve your car's value, performance, handling or attractiveness may be unacceptable. Please call one of our contact centre on 111-764-000 for coverage and premium.

Q: How do I cancel my renewal?

Need to inform our renewal team or at our contact centre. In case where trakker device is owned by us please ensure that this is removed byTDI. For query please call on 111-764-000.

Q: Does my motor policy cover medical expenses?

Yes, we provide an amount of Rs. 350 (any one accident) if you sustain any injury whilst driving the insured vehicle.

Q: What if I want to change some details on my policy?

You can contact our call centre for changes. If the change involves any monetary amount we shall charge you accordingly.

Q: What is not covered under my vehicle insurance policy?

Items which is not part of your vehicle and any item which is installed by yourself for decoration, pleasure and convenience until specifically endorsed in the insurance policy.

Q: My insurance has expired yesterday is there a grace period after last date for renewal?

There is no grace period.

© has compiled this information to be used for guidance purposes only