Paying cash means you’ll be able to take the car straight away
	There are obvious risks with carrying a large sum of money
	Paying a seller in cash may put you in a stronger position as they won’t have to wait for payment clearance

Paying by personal or bank cheque has traditionally been a preferred method. It’s quick and easy, but not without its problems

	Carrying a cheque is safe as they can only be paid in by the recipient
	It is unlikely that a seller will let you take the car until the cheque has cleared in their bank account, meaning you’ll need to arrange collection at a later date

One of the safest ways to pay is by electronic transfer which moves money directly between bank accounts.

There are several types of electronic transfer process, and not all banks and building societies use them all, so speak to your bank to find out which is the most appropriate.